Privacy Policy

At Home Mortgages Direct, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information you provide on our website. By using our website and services, you consent to the practices described in this policy.

  1. Information Collection and Use:

We may collect various types of personal information from you when you interact with our website, including but not limited to:

  • Name, address, and contact information (phone number, email address)
  • Financial information (income, assets, debts)
  • Employment details
  • Credit history and scores

We collect this information to process and evaluate your mortgage loan application, provide personalized services, and communicate with you regarding your application and related services.

  1. Information Sharing and Disclosure:

We may share your personal information with third parties under the following circumstances:

  • Lenders and financial institutions involved in the mortgage loan process, for the purpose of evaluating your application and providing loan services.
  • Third-party service providers who assist us in operating our website, conducting our business, or servicing your loan request, subject to strict confidentiality obligations.
  • Legal obligations: We may disclose your information when required by law or in response to a valid legal request.

We do not sell, trade, or rent your personal information to third parties for marketing purposes without your explicit consent.

  1. Data Security:

We take reasonable measures to protect the confidentiality and security of your personal information. We employ industry-standard security technologies and procedures to prevent unauthorized access, use, or disclosure. However, please note that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

  1. Cookies and Tracking Technologies:

We may use cookies and similar tracking technologies to enhance your browsing experience and collect information about how you use our website. This information helps us improve our website functionality, customize content, and analyze trends. You can manage your cookie preferences through your browser settings.

  1. Third-Party Websites:

Our website may contain links to third-party websites. Please note that we are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party websites you visit.

  1. Children’s Privacy:

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it promptly.

  1. Changes to the Privacy Policy:

We reserve the right to modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. We encourage you to review this policy periodically to stay informed about how we collect, use, and protect your information.

  1. Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at admin@goodrumgroup.com .

By using our website and services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.